Somerville Laundry Lomax Solicitors can assist in resolving your superannuation claim including total and permanent disablement claims; income protections claims; and death benefits.
Many people are not aware that their superannuation policy is likely to include insurance coverage for protection against time off work or may even provide lump sum payments for situations where you are unable to return to work due to an injury or illness.
Our compensation team specialises in superannuation claims and are highly skilled at ensuring you receive the benefits of any insurance policy which may apply to you, including:
Total and Permanent Disability Claims (TPD)
In circumstances where you have suffered and injury or illness and are unable to perform the work you once could, you may be eligible to claim a TPD benefit.
Our team can assist in reviewing your superannuation policy to determine whether you may be eligible for a TPD benefit and assist in making a TPD claim which may include a substantial lump sum payment. We also assist in navigating through the complex process of dealing with the insurance company to ensure they fulfil their obligations under the policy.
Some superannuation policies may contain income protection insurance. This insurance provides weekly payments for lost income or a percentage of income in circumstances where you have lost employment whether through injury or illness.
Our team can assist in reviewing and providing advice on income protection and assist with making a claim on your behalf. We will ensure that the insurance company complies with their obligations under the policy.
The majority of superannuation policies include a death benefit. The super fund trustee will general decide how a death benefit is distributed. In some circumstances the fund will have an existing binding nomination.
There are also some policies which enable a policy holder to claim the death benefit for themselves where they have been diagnosed as terminally ill.
Our team can assist in reviewing and providing advice on death benefit claims.
There are strict time limits in relation to lodging and processing a superannuation and / or insurance claim and failing to comply with these time limits may prevent you from claiming the entitlements you deserve. Contact one of our superannuation lawyers today to arrange a NO OBLIGATION FREE CONSULTATION where we can provide confidential and professional advice.
Our superannuation lawyers service clients all along the North Coast of NSW and South East QLD including Lismore, Ballina, Yamba, Byron Bay, Mullumbimby, Murwillumbah, Ocean Shores, Pottsville, Tweed Heads, Gold Coast and Brisbane. If you have any difficulty in travelling to one of our offices in Lismore or Ballina, WE CAN COME TO YOU.