Are you nearing retirement age and currently receiving workers’ compensation benefits? It’s crucial to understand how your entitlements may change as you approach retirement. In this guide, we will address these changes and provide insights into alternative options available when you’re nearing this significant milestone.
Compensation for Workers Over 67
It’s important to note that workers’ compensation in New South Wales (NSW) places constraints on the rights and access to compensation for individuals who have reached their retirement age. This means that your entitlement to weekly payments undergoes changes as you approach this age.
If you find yourself injured at work and you’re already past the retirement age, insurers have the authority to provide you with weekly payments, albeit with a restriction. These payments will be limited to 12 months after the onset of your injury.
However, if your injury occurred before reaching retirement age, and your workers’ compensation claim was accepted, and you’re currently receiving weekly payments, the scenario is different. In this case, NSW workers’ compensation payments cease 12 months after you reach your retirement age.
According to the SIRA (State Insurance Regulatory Authority) Standards of Practice, your insurer is obligated to provide you with proper notification before discontinuing your payments. If you haven’t received adequate notification, consider consulting with one of our workers’ compensation lawyers. Early notification is your right and allows you to prepare for the transition.
Medical and Treatment Expenses for Workers Over 67
Besides the weekly payments, you’re also entitled to reasonable medical, hospital, pharmaceutical expenses if you’re over 67 and have a workers’ compensation claim. This may encompass payments for rehabilitation and, under certain circumstances, home care. Additionally, you can claim expenses for traveling to attend medical appointments or other treatments.
If you’re nearing retirement age or have sustained an injury post-retirement age, it’s advisable to consult with our workers’ compensation lawyers to ensure a fair outcome. Every case is unique, and there have been instances where workers received coverage for medical expenses even after retirement.
Is It Possible To Claim Workers Compensation After Retirement Age?
Many individuals continue to work past the retirement age nowadays. If you happen to injure yourself at work after reaching this age, you can still file for a compensation claim. For medical expenses, you can continue to claim for up to five years after your payments cease. If your whole body impairment exceeds 20%, you are entitled to claim lifelong medical expenses, irrespective of whether the injury occurred before or after retirement age. The extent of your impairment determines the coverage you can expect.
Get in Touch with Somerville Laundry Lomax
Approaching retirement age can bring about uncertainty regarding your future and how to manage your medical needs. We specialise in workers’ compensation claims for those nearing retirement age, so don’t hesitate to reach out today and book your consultation.